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What to Know About Buying a Condo in San Francisco’s North Side

Colleen Cotter November 20, 2024


The North side of San Francisco – including neighborhoods like Pacific Heights, Russian Hill,  and nearby areas – is a dream destination for many buyers, and it’s easy to see why. With stunning architecture, views of the Golden Gate Bridge, and a blend of culture and history, these neighborhoods offer a lifestyle that’s truly unmatched.

If you’re considering buying a condo here, there are a few things to keep in mind to help you make the right choice. Let’s break it down!

The Lifestyle

Living on the North side of San Francisco offers the best of both worlds. Tree-lined streets, historic homes, and beautifully maintained buildings create a picturesque atmosphere, while the neighborhoods are within walking distance of the city’s best dining, shopping, and entertainment.

Whether you’re strolling through parks with sweeping city views or exploring cultural landmarks like the Fillmore District, there’s always something to see and do. Despite their upscale reputations, these neighborhoods have a welcoming, community-oriented vibe that makes them feel truly livable.

Understanding Condo Pricing and Market Trends

It’s no secret that real estate on the North Side of San Francisco is some of the most sought-after in the city. However, the condo market is currently quieter than usual, with many properties selling for significantly less than they were purchased for. This makes it a particularly interesting time in the SF market, with some units trading at pre-2018 pricing.

Working with a knowledgeable real estate agent who understands both the local market and the nuances of different buildings can make a big difference. For example, if having a doorman or a gym is important to you, you might love The Rockwell. If you're looking for views and prefer to be a little further from the action but still easily accessible, a building like 999 Green could be a great fit. There are also smaller, charming buildings that capture the essence of old-school San Francisco.

I’ll help you navigate the process, make informed decisions, and ensure your offer is competitive without stretching your budget.

What to Know About Building Amenities and HOA Fees

Many condos in these coveted neighborhoods offer premium amenities like fitness centers, shared outdoor spaces, doorman/ concierge services, and parking. These amenities can make your day-to-day life more convenient, but they also come with homeowner association (HOA) fees that cover the maintenance and upkeep of these shared spaces.

HOA fees can vary from building to building, so it’s important to review what’s included – such as utilities, maintenance, or security – and ask about any potential assessments that could come up in the future.

Historic Charm Meets Modern Living

The North side is known for its distinctive blend of historic and modern architecture. In neighborhoods like Pacific Heights and Cow Hollow, you’ll find beautiful Victorian and Edwardian buildings that give the area its unique character.

While these older buildings offer a lot of charm, they can come with added maintenance and preservation rules. On the flip side, many newer buildings offer modern amenities and contemporary style. It’s all about finding the right balance between history and modern living to fit your needs.

Work with a Local Expert

Buying a condo in SF is an exciting step, and having local expertise on your side can make all the difference. As someone who knows these neighborhoods inside and out, I’m here to provide guidance and support throughout the process. Together, we can find a home that’s the right fit for you.




Work With Us

Whether clients need an architect, designer, stager, contractor, lender, or friendly counsel, Colleen Cotter Real Estate Group offers invaluable referrals and guidance. Colleen Cotter Real Estate Group has partners across the country and Bay Area including Burlingame, San Mateo, Marin, Silicon Valley, East Bay, Lake Tahoe, Wine Country, Chicago, Los Angeles, and NYC.